If you have friends or relatives abroad and call them often then you are probably know that this is a very expensive. Just imagine to talk 60 minutes by phone with Russia or Tunisia. It is really expensive unless you earn millions.

It is never late to start saving. It is never late to have spare money to buy something more useful. So why paying large bills to your telephone company when there is an alternative that you will love to use.

I mean phone cards. They are also often called as calling cards or international calling cards or international phone cards, or prepaid phone cards. It is all the same. If you see online internet shops that sell international calling cards it is the right place to start savings.

There are many different sellers of phone cards. There are also many resellers of phone cards. To tell the truth almost all phone cards shops offer almost the same rates for phone calls.

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Ukrainian credit rating agency “Credit rating” has assigned uaA level of credit rating to the upcoming issue of Ukrgasbank’s mortgage bonds.

JSB Ukrgasbank will isuue mortgage backed bonds of B series. The amount of issue is UAH 50 million. Bonds have 3-year original maturity.

Credit-Rating used various materials for analysis. Among them are financial reports of Ukrgasbank for 2001-2006 and other information provided by the bank.

Ukrgasbank is one of the biggest Ukrainian banks. It has invested more than UAH 16 million to the Ukraine economy. The bank has more than 220000 clients among individuals and corporate clients.

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